| Last update: Nov 13 2008 10:49AM PST |
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| Conforming Loan Programs |
| Conforming rates for loans under $417,000. |
| Program |
Rates |
Points |
APR |
30 yr Fixed Conforming
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5.500 |
1.979 |
5.744 |
| 5.625 |
1.479 |
5.823 |
| 5.750 |
0.979 |
5.903 |
| 5.875 |
0.854 |
6.017 |
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15 yr Fixed Conforming
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5.250 |
1.729 |
5.622 |
| 5.375 |
1.104 |
5.649 |
| 5.500 |
0.854 |
5.736 |
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3/1 ARM
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5.125 |
1.229 |
5.237 |
| 5.250 |
0.979 |
5.245 |
| 5.375 |
0.854 |
5.265 |
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30/5 yr Fixed or 5/1 ARM
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5.250 |
1.479 |
5.319 |
| 5.375 |
1.229 |
5.344 |
| 5.500 |
0.979 |
5.369 |
| 5.625 |
0.854 |
5.406 |
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30/7 yr Fixed or 7/1 ARM
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5.875 |
0.854 |
5.604 |
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10/1 ARM
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5.875 |
1.104 |
5.752 |
| 6.500 |
0.864 |
6.153 |
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Adjustable
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5.250 |
1.763 |
5.225 |
| 5.375 |
1.458 |
5.208 |
| 5.500 |
1.171 |
5.193 |
| 5.625 |
0.907 |
5.18 |
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| Jumbo Loan Programs |
| Jumbo rates for loans over $417,000. |
| Program |
Rates |
Points |
APR |
30 yr Fixed Jumbo
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7.875 |
1.677 |
8.088 |
| 8.000 |
1.302 |
8.174 |
| 8.125 |
0.677 |
8.233 |
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15 yr Fixed Jumbo
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3/1 Jumbo ARM
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5/1 Jumbo ARM
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7/1 Jumbo ARM
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10/1 Jumbo ARM
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Jumbo Adjustable
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| Interest-Only Conforming Loan Programs |
| Conforming rates for loans to $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed conforming Interest-Only
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6.375 |
1.814 |
6.614 |
| 6.500 |
1.167 |
6.677 |
| 6.625 |
1.078 |
6.794 |
| 6.750 |
0.903 |
6.903 |
| 7.125 |
0.854 |
7.277 |
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15 yr fixed conforming Interest-Only
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3/1 ARM Interest-Only
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5.125 |
1.479 |
5.259 |
| 5.250 |
1.229 |
5.268 |
| 5.375 |
0.979 |
5.276 |
| 5.500 |
0.854 |
5.295 |
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5/1 ARM Interest-Only
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5.250 |
1.854 |
5.352 |
| 5.375 |
1.479 |
5.366 |
| 5.500 |
1.229 |
5.391 |
| 5.625 |
1.104 |
5.429 |
| 5.750 |
0.979 |
5.466 |
7/1 ARM Interest-Only
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5.875 |
1.104 |
5.627 |
| 6.000 |
0.979 |
5.68 |
| 6.125 |
0.854 |
5.733 |
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10/1 ARM Interest-Only
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5.750 |
1.514 |
5.705 |
| 5.875 |
1.416 |
5.779 |
| 6.000 |
1.311 |
5.854 |
| 6.125 |
1.185 |
5.926 |
| 6.250 |
0.872 |
5.981 |
1 Year Arm Interest-Only
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| Interest-Only Jumbo Loan Programs |
| Jumbo rates for loans over $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed jumbo Interest-Only
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8.000 |
1.677 |
8.213 |
| 8.125 |
1.052 |
8.272 |
| 8.250 |
0.677 |
8.358 |
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15 yr fixed jumbo Interest-Only
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3/1 ARM Interest-Only
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5/1 ARM Interest-Only
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30/7 yr fixed or 7/1 ARM Interest-Only
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10/1 ARM Interest-Only
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1 Year Arm Interest-Only
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