Last update: March 11, 2008 10:11 AM CST

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR 30 yr fixed conforming Rate and term are fixed for 30 years 6.250 0.000 6.280 6.125 0.500 6.202 15 yr fixed conforming Rate and term are fixed for 15 years 5.625 0.000 5.673 5.500 0.375 5.606 3/1 ARM Adjustable rate mortgage with initial rate fixed for 3 years and annually adjusting there after based on the one year treasury index. 5.750 0.000 5.056 5.625 0.250 5.048 30/5 yr fixed or 5/1 ARM Adjustable rate mortgage with initial rate fixed for 5 years and annually adjusting there after based on the one year treasury index. 6.000 0.000 5.284 5.875 0.375 5.269 30/7 yr fixed or 7/1 ARM Adjustable rate mortgage with initial rate fixed for 7 years and annually adjusting there after based on the one year treasury index. 6.250 0.000 5.558 6.125 0.500 5.540

Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR 30 yr fixed jumbo Rate and term are fixed for 30 years 6.875 0.000 6.890 6.750 0.250 6.790 15 yr fixed jumbo Rate and term are fixed for 15 years 6.375 0.000 6.400 6.250 0.250 6.314 3/1 jumbo ARM Adjustable rate mortgage with initial rate fixed for 3 years and annually adjusting there after based on the one year treasury index. 5.000 0.000 4.861 4.875 0.250 4.853 5/1 jumbo ARM Adjustable rate mortgage with initial rate fixed for 5 years and annually adjusting there after based on the one year treasury index. 5.250 0.000 4.982 5.125 0.250 4.957 7/1 jumbo ARM Adjustable rate mortgage with initial rate fixed for 7 years and annually adjusting there after based on the one year treasury index. 5.500 0.000 5.160 5.375 0.250 5.120

APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.