Last update: May 15 2008 2:16PM PST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming 5.500 2.625 5.782
5.625 2.125 5.861
5.750 1.500 5.929
6.000 1.462 6.178
15 yr fixed conforming 5.125 2.625 5.598
5.250 2.125 5.645
5.375 1.625 5.693
5.500 1.250 5.759
5.625 1.000 5.846
3/1 ARM 4.500 2.250 5.113
4.625 1.875 5.109
4.750 1.750 5.128
4.875 1.500 5.136
5.000 1.375 5.156
30/5 yr fixed or 5/1 ARM 4.750 2.500 5.241
4.875 2.125 5.255
5.000 1.750 5.269
5.125 1.500 5.294
5.250 1.125 5.308
30/7 yr fixed or 7/1 ARM 5.000 2.335 5.308
5.125 2.048 5.345
5.250 1.777 5.383
5.375 1.513 5.422
5.500 1.256 5.462
10/1 ARM
Adjustable 6.625 1.550 5.43
6.750 1.425 5.429
7.000 1.300 5.44
7.250 1.175 5.451
7.625 1.050 5.473
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo 5.750 2.500 6.004
5.875 1.750 6.059
6.000 1.375 6.149
6.125 1.125 6.252
6.250 0.500 6.317
15 yr fixed jumbo 5.375 2.000 5.719
5.500 1.625 5.786
5.625 1.375 5.872
5.750 1.125 5.959
5.875 0.500 5.986
3/1 jumbo ARM 9.750 2.417 6.594
5/1 jumbo ARM 6.250 2.146 5.777
6.375 1.930 5.807
6.500 1.749 5.84
6.625 1.596 5.876
6.875 1.331 5.952
7/1 jumbo ARM 8.875 2.452 7.436
9.000 2.293 7.493
10/1 jumbo ARM
Adjustable
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

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