Last update: May 20, 2010 06:46 PM CST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming 30 year fixed payment, Principal & Interest payments stay the same for 360 months. |
4.875 | 0.000 | 4.944 |
| 4.500 | 1.250 | 4.677 | |
| 15 yr fixed conforming 15 year fixed payment, Principal & Interest payments stay the same for 180 months. |
4.500 | 0.000 | 4.619 |
| 4.250 | 1.250 | 4.558 | |
| 3/1 ARM 3 year fixed payment, Principal & Interest payments stay the same for 36 months, then becomes an adjustable rate. |
3.875 | 0.000 | 3.413 |
| 3.500 | 1.000 | 3.411 | |
| 30/5 yr fixed or 5/1 ARM 5 year fixed payment, Principal & Interest payments stay the same for 60 months, then becomes an adjustable rate. |
4.000 | 0.000 | 3.546 |
| 3.750 | 1.250 | 3.560 | |
| 30/7 yr fixed or 7/1 ARM 7 year fixed payment, Principal & Interest payments stay the same for 84 months, then becomes an adjustable rate. |
4.250 | 0.000 | 3.760 |
| 3.875 | 1.250 | 3.684 | |
| 10/1 ARM 10 year fixed payment, Principal & Interest payments stay the same for 120 months, then becomes an adjustable rate. |
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| 1 year ARM 1 year fixed payment, Principal & Interest payments stay the same for 12 months, then becomes an adjustable rate. |
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| 6 Month ARM |
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Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo 30 year fixed payment, Principal & Interest payments stay the same for 360 months, then becomes an adjustable rate. |
6.500 | 0.000 | 6.538 |
| 6.250 | 0.500 | 6.335 | |
| 15 yr fixed jumbo 15 year fixed payment, Principal & Interest payments stay the same for 180 months, then becomes an adjustable rate. |
7.375 | 0.500 | 7.522 |
| 3/1 jumbo ARM 3 year fixed payment, Principal & Interest payments stay the same for 36 months, then becomes an adjustable rate. |
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| 5/1 jumbo ARM 5 year fixed payment, Principal & Interest payments stay the same for 60 months, then becomes an adjustable rate. |
5.750 | 0.000 | 4.162 |
| 7/1 jumbo ARM 7 year fixed payment, Principal & Interest payments stay the same for 84 months, then becomes an adjustable rate. |
7.750 | 0.000 | 5.557 |
| 10/1 jumbo ARM 10 year fixed payment, Principal & Interest payments stay the same for 120 months, then becomes an adjustable rate. |
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| 1 year ARM 1 year fixed payment, Principal & Interest payments stay the same for 12 months, then becomes an adjustable rate. |
7.000 | 3.000 | 3.786 |
| 6 Month ARM |
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Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only 5 year fixed payment w/ Interest only option due for 120 months, Amortized over 30 years. |
6.750 | 0.000 | 62.188 |
| 6.250 | 1.000 | 62.231 | |
| 7/1 ARM Interest-Only |
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Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM jumbo Interest-Only 5 year fixed payment w/ Interest only option due dor 120 months, Amortized over 30 years |
6.750 | 0.500 | 62.207 |
| 7/1 ARM jumbo Interest-Only |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.