Conforming Loan Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming | 5.000 | 0.000 | 5.035 |
| 4.625 | 1.000 | 4.746 | |
| 4.375 | 2.000 | 4.581 | |
| 15 yr fixed conforming | 4.875 | 0.000 | 4.935 |
| 4.500 | 1.000 | 4.711 | |
| 4.250 | 2.000 | 4.612 | |
| 3/1 ARM | |||
| Adjustable | |||
Jumbo Loan
Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| Adjustable | |||
Government Loan
Programs
Governmetn rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed FHA | 5.000 | 0.000 | 5.018 |
| 4.625 | 2.000 | 4.818 | |
| 15 yr fixed FHA | 4.500 | 0.000 | 4.531 |
| 4.250 | 2.000 | 4.583 | |
| APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts. |
FIRST ROCHESTER MORTGAGE CORP
2024 W Henrietta Rd Bldg. 2A |
|
Rochester, NY 14623 |
|
Toll Free: |
800-875-9075 |
Phone: |
585-427-9200 |
Fax: |
585-427-7888 |
Cell: |
585-329-1183 |