Last update: April 2, 2008 06:27 PM EST

Conforming Loan Programs
Conforming rates for loans under $417,000.

Program Rates Points APR
30 yr fixed conforming 6.000 1.000 6.146
6.250 0.000 6.302
15 yr fixed conforming 5.500 1.000 5.740
5.750 0.000 5.835
3/1 ARM 5.500 1.000 5.359
5.875 0.000 5.361
30/5 yr fixed or 5/1 ARM 5.750 1.000 5.508
6.000 0.000 5.513
30/7 yr fixed or 7/1 ARM 5.750 1.000 5.415
6.125 0.000 5.515
10/1 ARM 6.250 1.000 5.807
6.375 0.000 5.796
1 month MTA/COFI 1.500 1.000 4.765

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo 6.750 1.000 6.875
7.000 0.000 7.027
15 yr fixed jumbo 6.375 1.000 6.578
6.625 0.000 6.668
3/1 jumbo ARM 5.875 1.000 5.235
6.500 0.000 5.299
5/1 jumbo ARM 6.175 1.000 5.492
6.625 0.000 5.577
7/1 jumbo ARM 6.500 1.000 5.822
6.750 0.000 5.858
10/1 jumbo ARM 6.375 1.000 5.778
6.875 0.000 6.026
5 yr MTA/COFI 6.000 0.000 5.156

APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

American Mortgage Lending

1220 Hamilton St

Philadelphia, PA 19123-3607

Toll Free:

(888) 280-8807

Phone:

(215)574-8810

Fax:

(215) 574-0991

jeff@americanlendingusa.com