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Rates updated daily... |
Conforming Loan Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming | 5.250 | 2.497 | 5.54 |
| 5.375 | 1.775 | 5.599 | |
| 5.500 | 1.271 | 5.679 | |
| 5.625 | 0.860 | 5.766 | |
| 5.750 | 0.490 | 5.858 | |
| 15 yr fixed conforming | 4.250 | 1.458 | 4.572 |
| 4.375 | 0.833 | 4.602 | |
| 4.500 | 0.333 | 4.652 | |
| 4.625 | -0.042 | 4.72 | |
| 4.750 | -0.417 | 4.789 | |
| 3/1 ARM | 4.000 | 1.833 | 4.583 |
| 4.125 | 1.583 | 4.591 | |
| 4.250 | 1.333 | 4.599 | |
| 4.375 | 1.083 | 4.607 | |
| 4.500 | 0.833 | 4.615 | |
| 30/5 yr fixed or 5/1 ARM | 4.250 | 1.083 | 4.546 |
| 4.375 | 0.833 | 4.571 | |
| 4.500 | 0.583 | 4.595 | |
| 4.625 | 0.333 | 4.62 | |
| 4.750 | 0.083 | 4.645 | |
| 30/7 yr fixed or 7/1 ARM | 4.500 | 1.333 | 4.604 |
| 4.625 | 1.083 | 4.644 | |
| 4.750 | 0.833 | 4.683 | |
| 4.875 | 0.583 | 4.723 | |
| 5.000 | 0.333 | 4.762 | |
| 10/1 ARM | 5.875 | 3.042 | 5.316 |
| 6.000 | 2.706 | 5.37 | |
| 6.125 | 2.387 | 5.425 | |
| 6.250 | 2.074 | 5.482 | |
| Adjustable | |||
Jumbo Loan
Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo | 5.000 | 1.068 | 5.095 |
| 5.125 | 0.723 | 5.189 | |
| 5.250 | 0.361 | 5.282 | |
| 5.375 | -0.214 | 5.356 | |
| 6.500 | -0.360 | 6.465 | |
| 15 yr fixed jumbo | 4.625 | 1.830 | 4.904 |
| 4.750 | 1.220 | 4.936 | |
| 4.875 | 0.655 | 4.975 | |
| 5.000 | 0.380 | 5.058 | |
| 5.125 | 0.179 | 5.152 | |
| 3/1 jumbo ARM | |||
| 5/1 jumbo ARM | 4.500 | 0.931 | 4.596 |
| 4.625 | 0.681 | 4.621 | |
| 4.750 | 0.433 | 4.646 | |
| 4.875 | 0.187 | 4.671 | |
| 5.000 | -0.053 | 4.697 | |
| 7/1 jumbo ARM | |||
| 10/1 jumbo ARM | |||
| Adjustable | |||
Conforming Interest Only Loan Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed Interest-Only | 5.625 | 1.597 | 5.772 |
| 5.750 | 1.475 | 5.887 | |
| 5.875 | 0.852 | 5.954 | |
| 6.000 | 0.535 | 6.05 | |
| 6.125 | 0.435 | 6.166 | |
| 3/1 ARM Interest-Only | 4.000 | 2.083 | 4.546 |
| 4.125 | 1.833 | 4.554 | |
| 4.250 | 1.583 | 4.562 | |
| 4.375 | 1.333 | 4.569 | |
| 4.500 | 1.083 | 4.577 | |
| 5/1 ARM Interest-Only | 4.250 | 1.333 | 4.567 |
| 4.375 | 1.083 | 4.592 | |
| 4.500 | 0.833 | 4.616 | |
| 4.625 | 0.583 | 4.641 | |
| 4.750 | 0.333 | 4.666 |
Jumbo Interest Only Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed Interest-Only | |||
| 3/1 ARM Interest-Only | |||
| 5/1 ARM Interest-Only | |||
| APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts. |
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