Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
5.250
2.500
5.54
5.375
1.750
5.597
5.500
1.125
5.665
5.625
0.500
5.733
5.750
-0.125
5.801
15 yr fixed conforming
4.750
2.750
5.279
4.875
2.125
5.307
5.000
1.500
5.335
5.125
1.000
5.383
5.250
0.500
5.431
3/1 ARM
30/5 yr fixed or 5/1 ARM
5.250
0.500
5.349
5.375
0.375
5.386
5.500
0.250
5.422
5.625
0.125
5.459
5.750
0.000
5.496
30/7 yr fixed or 7/1 ARM
5.375
1.250
5.482
5.500
0.875
5.511
5.625
0.500
5.54
5.750
0.375
5.592
5.875
0.250
5.644
10/1 ARM
Adjustable
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
6.750
2.750
7.059
6.875
2.625
7.173
7.000
2.375
7.275
7.125
2.125
7.376
7.250
2.000
7.49
15 yr fixed jumbo
6.500
2.500
6.959
6.625
2.125
7.024
6.750
1.875
7.109
6.875
1.750
7.214
7.000
1.625
7.32
3/1 jumbo ARM
5/1 jumbo ARM
6.750
2.125
6.067
6.875
2.000
6.106
7.000
1.875
6.146
7.125
1.750
6.185
7.250
1.625
6.225
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
Last update: May 9 2008 6:59PM MST
Conforming Interest Only Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed Interest-Only
3/1 ARM Interest-Only
5/1 ARM Interest-Only
5.250
0.750
5.371
5.375
0.625
5.408
5.500
0.500
5.445
5.625
0.375
5.482
5.750
0.250
5.519
Last update: May 9 2008 6:59PM MST
Jumbo Interest Only Loan Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed Interest-Only
3/1 ARM Interest-Only
5/1 ARM Interest-Only
6.750
2.375
6.091
6.875
2.250
6.13
7.000
2.125
6.17
7.125
2.000
6.209
7.250
1.875
6.249
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.