Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
5.250
2.497
5.54
5.375
1.775
5.599
5.500
1.271
5.679
5.625
0.860
5.766
5.750
0.490
5.858
15 yr fixed conforming
4.000
2.665
4.505
4.125
2.239
4.565
4.250
1.304
4.548
4.375
0.588
4.565
4.500
0.258
4.64
3/1 ARM
30/5 yr fixed or 5/1 ARM
3.125
2.159
3.349
3.250
1.843
3.367
3.375
1.497
3.383
3.500
1.157
3.4
3.625
0.820
3.417
30/7 yr fixed or 7/1 ARM
3.625
2.048
3.521
3.750
1.646
3.548
3.875
1.245
3.574
4.000
0.846
3.6
4.125
0.447
3.627
10/1 ARM
4.125
1.968
3.014
4.250
1.520
3.058
4.375
1.074
3.102
4.500
0.627
3.146
4.625
0.180
3.191
Adjustable
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
4.750
1.753
4.904
4.875
0.906
4.955
5.000
0.491
5.043
5.125
0.181
5.141
5.250
-0.739
5.184
15 yr fixed jumbo
4.250
0.704
4.355
4.375
-0.034
4.37
4.500
-0.334
4.45
4.625
-0.618
4.533
4.750
-1.626
4.508
3/1 jumbo ARM
5/1 jumbo ARM
3.500
1.096
3.367
3.625
0.779
3.386
3.750
0.433
3.402
3.875
0.105
3.42
4.000
-0.169
3.442
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
Last update: Apr 8 2010 6:59PM MST
Conforming Interest Only Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed Interest-Only
3/1 ARM Interest-Only
5/1 ARM Interest-Only
Last update: Apr 8 2010 6:59PM MST
Jumbo Interest Only Loan Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed Interest-Only
3/1 ARM Interest-Only
5/1 ARM Interest-Only
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.