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| Last update: Aug 17 2009 6:55AM PST |
| Conforming Loan Programs |
| Conforming rates for loans under $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed conforming |
4.500 |
2.625 |
4.793 |
| 4.625 |
1.875 |
4.853 |
| 4.750 |
1.250 |
4.924 |
| 4.875 |
0.500 |
4.983 |
| 5.000 |
0.125 |
5.075 |
15 yr fixed conforming |
4.250 |
0.875 |
4.491 |
| 4.375 |
0.250 |
4.522 |
| 4.500 |
-0.125 |
4.59 |
| 4.625 |
-0.375 |
4.678 |
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3/1 ARM |
4.000 |
0.625 |
4.484 |
| 4.125 |
0.375 |
4.491 |
| 4.250 |
0.125 |
4.499 |
| 4.375 |
-0.125 |
4.507 |
| 4.500 |
-0.375 |
4.515 |
30/5 yr fixed or 5/1 ARM |
3.375 |
2.928 |
4.389 |
| 3.500 |
2.611 |
4.408 |
| 3.625 |
2.265 |
4.423 |
| 3.750 |
1.925 |
4.44 |
| 3.875 |
1.588 |
4.457 |
30/7 yr fixed or 7/1 ARM |
4.000 |
1.125 |
4.407 |
| 4.125 |
0.875 |
4.446 |
| 4.250 |
0.625 |
4.485 |
| 4.375 |
0.375 |
4.524 |
| 4.500 |
0.125 |
4.563 |
10/1 ARM |
6.250 |
1.163 |
5.464 |
| 6.375 |
0.867 |
5.522 |
| 6.500 |
0.577 |
5.581 |
| 6.625 |
0.311 |
5.642 |
| 6.750 |
0.049 |
5.705 |
Adjustable |
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| Jumbo Loan Programs |
| Jumbo rates for loans over $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed jumbo |
4.875 |
2.869 |
5.164 |
| 5.000 |
2.474 |
5.255 |
| 5.125 |
2.129 |
5.35 |
| 6.250 |
2.127 |
6.49 |
| 6.375 |
1.635 |
6.569 |
15 yr fixed jumbo |
4.625 |
2.998 |
5.142 |
| 4.750 |
2.361 |
5.169 |
| 4.875 |
1.864 |
5.217 |
| 5.000 |
1.615 |
5.305 |
| 5.125 |
1.438 |
5.403 |
3/1 jumbo ARM |
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5/1 jumbo ARM |
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7/1 jumbo ARM |
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10/1 jumbo ARM |
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Adjustable |
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Genesis Mortgage Corp. - 4180 La Jolla Village Drive, Suite 350 - La Jolla, CA 92037
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