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| Last update: Jul 3 2009 5:44PM PST |
| Conforming Loan Programs |
| Conforming rates for loans under $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed conforming |
4.500 |
3.125 |
4.838 |
| 4.625 |
2.500 |
4.909 |
| 4.750 |
1.875 |
4.98 |
| 4.875 |
1.125 |
5.039 |
| 5.000 |
0.625 |
5.12 |
15 yr fixed conforming |
4.250 |
1.750 |
4.625 |
| 4.375 |
1.125 |
4.655 |
| 4.500 |
0.625 |
4.704 |
| 4.625 |
0.250 |
4.773 |
| 4.750 |
-0.125 |
4.841 |
3/1 ARM |
4.000 |
1.750 |
4.581 |
| 4.125 |
1.500 |
4.589 |
| 4.250 |
1.250 |
4.596 |
| 4.375 |
1.000 |
4.604 |
| 4.500 |
0.750 |
4.612 |
30/5 yr fixed or 5/1 ARM |
4.250 |
1.000 |
4.544 |
| 4.375 |
0.750 |
4.568 |
| 4.500 |
0.500 |
4.593 |
| 4.625 |
0.250 |
4.617 |
| 4.750 |
0.000 |
4.642 |
30/7 yr fixed or 7/1 ARM |
4.500 |
1.250 |
4.661 |
| 4.625 |
1.000 |
4.7 |
| 4.750 |
0.750 |
4.74 |
| 4.875 |
0.500 |
4.78 |
| 5.000 |
0.250 |
4.819 |
10/1 ARM |
5.875 |
2.959 |
5.379 |
| 6.000 |
2.623 |
5.433 |
| 6.125 |
2.304 |
5.489 |
| 6.250 |
1.991 |
5.546 |
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Adjustable |
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| Jumbo Loan Programs |
| Jumbo rates for loans over $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed jumbo |
5.000 |
2.424 |
5.25 |
| 5.125 |
2.079 |
5.345 |
| 5.250 |
1.717 |
5.438 |
| 5.375 |
1.142 |
5.512 |
| 6.500 |
0.965 |
6.629 |
15 yr fixed jumbo |
4.625 |
3.121 |
5.162 |
| 4.750 |
2.547 |
5.198 |
| 4.875 |
1.971 |
5.234 |
| 5.000 |
1.702 |
5.318 |
| 5.125 |
1.498 |
5.412 |
3/1 jumbo ARM |
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5/1 jumbo ARM |
4.625 |
1.952 |
4.735 |
| 4.750 |
1.704 |
4.76 |
| 4.875 |
1.458 |
4.786 |
| 5.000 |
1.218 |
4.811 |
| 5.125 |
0.981 |
4.838 |
7/1 jumbo ARM |
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10/1 jumbo ARM |
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Adjustable |
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Genesis Mortgage Corp. - 4180 La Jolla Village Drive, Suite 350 - La Jolla, CA 92037
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