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| Last update: Nov 19 2008 5:19PM PST |
| Conforming Loan Programs |
| Conforming rates for loans under $417,000. |
| Program |
Rates |
Points |
APR |
30 yr fixed conforming |
5.375 |
2.929 |
5.701 |
| 5.500 |
2.472 |
5.785 |
| 5.625 |
2.051 |
5.872 |
| 5.750 |
1.631 |
5.959 |
| 5.875 |
1.086 |
6.033 |
15 yr fixed conforming |
5.000 |
3.330 |
5.614 |
| 5.125 |
2.933 |
5.678 |
| 5.250 |
2.484 |
5.732 |
| 5.375 |
1.956 |
5.775 |
| 5.500 |
1.588 |
5.843 |
3/1 ARM |
5.125 |
3.055 |
5.485 |
| 5.250 |
2.733 |
5.486 |
| 5.375 |
2.424 |
5.488 |
| 5.500 |
2.131 |
5.492 |
| 5.625 |
1.845 |
5.497 |
30/5 yr fixed or 5/1 ARM |
5.375 |
2.977 |
5.571 |
| 5.500 |
2.560 |
5.581 |
| 5.625 |
2.167 |
5.593 |
| 5.750 |
1.805 |
5.608 |
| 5.875 |
1.480 |
5.627 |
30/7 yr fixed or 7/1 ARM |
5.625 |
3.186 |
5.747 |
| 5.750 |
2.737 |
5.769 |
| 5.875 |
2.303 |
5.793 |
| 6.000 |
1.887 |
5.818 |
| 6.125 |
1.493 |
5.845 |
10/1 ARM |
5.625 |
3.348 |
5.833 |
| 5.750 |
2.962 |
5.88 |
| 5.875 |
2.580 |
5.927 |
| 6.000 |
2.203 |
5.975 |
| 6.125 |
1.833 |
6.024 |
Adjustable |
5.000 |
2.680 |
5.444 |
| 5.125 |
2.358 |
5.425 |
| 5.250 |
2.049 |
5.408 |
| 5.375 |
1.756 |
5.392 |
| 5.500 |
1.470 |
5.377 |
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| Jumbo Loan Programs |
| Jumbo rates for loans over $417,000. |
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Rates |
Points |
APR |
30 yr fixed jumbo |
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15 yr fixed jumbo |
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3/1 jumbo ARM |
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5/1 jumbo ARM |
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7/1 jumbo ARM |
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10/1 jumbo ARM |
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Adjustable |
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Genesis Mortgage Corp. - 4180 La Jolla Village Drive, Suite 350 - La Jolla, CA 92037
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