Last update: Aug 17 2009 6:55AM PST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming
 4.500 2.625 4.793
4.625 1.875 4.853
4.750 1.250 4.924
4.875 0.500 4.983
5.000 0.125 5.075
15 yr fixed conforming
 4.250 0.875 4.491
4.375 0.250 4.522
4.500 -0.125 4.59
4.625 -0.375 4.678
3/1 ARM
 4.000 0.625 4.484
4.125 0.375 4.491
4.250 0.125 4.499
4.375 -0.125 4.507
4.500 -0.375 4.515
30/5 yr fixed or 5/1 ARM
 3.375 2.928 4.389
3.500 2.611 4.408
3.625 2.265 4.423
3.750 1.925 4.44
3.875 1.588 4.457
30/7 yr fixed or 7/1 ARM
 4.000 1.125 4.407
4.125 0.875 4.446
4.250 0.625 4.485
4.375 0.375 4.524
4.500 0.125 4.563
10/1 ARM
 6.250 1.163 5.464
6.375 0.867 5.522
6.500 0.577 5.581
6.625 0.311 5.642
6.750 0.049 5.705
Adjustable
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo
 4.875 2.869 5.164
5.000 2.474 5.255
5.125 2.129 5.35
6.250 2.127 6.49
6.375 1.635 6.569
15 yr fixed jumbo
 4.625 2.998 5.142
4.750 2.361 5.169
4.875 1.864 5.217
5.000 1.615 5.305
5.125 1.438 5.403
3/1 jumbo ARM
5/1 jumbo ARM
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

Genesis Mortgage Corp. - 4180 La Jolla Village Drive, Suite 350 - La Jolla, CA 92037
Toll Free: 800.292.1717 Phone: 858.597.3000 Fax: 858.597.6711

info@genesismortgage.com