Last update: Jul 3 2009 5:44PM PST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming
4.500 3.125 4.838
4.625 2.500 4.909
4.750 1.875 4.98
4.875 1.125 5.039
5.000 0.625 5.12
15 yr fixed conforming
4.250 1.750 4.625
4.375 1.125 4.655
4.500 0.625 4.704
4.625 0.250 4.773
4.750 -0.125 4.841
3/1 ARM
4.000 1.750 4.581
4.125 1.500 4.589
4.250 1.250 4.596
4.375 1.000 4.604
4.500 0.750 4.612
30/5 yr fixed or 5/1 ARM
4.250 1.000 4.544
4.375 0.750 4.568
4.500 0.500 4.593
4.625 0.250 4.617
4.750 0.000 4.642
30/7 yr fixed or 7/1 ARM
4.500 1.250 4.661
4.625 1.000 4.7
4.750 0.750 4.74
4.875 0.500 4.78
5.000 0.250 4.819
10/1 ARM
5.875 2.959 5.379
6.000 2.623 5.433
6.125 2.304 5.489
6.250 1.991 5.546
Adjustable
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo
5.000 2.424 5.25
5.125 2.079 5.345
5.250 1.717 5.438
5.375 1.142 5.512
6.500 0.965 6.629
15 yr fixed jumbo
4.625 3.121 5.162
4.750 2.547 5.198
4.875 1.971 5.234
5.000 1.702 5.318
5.125 1.498 5.412
3/1 jumbo ARM
5/1 jumbo ARM
4.625 1.952 4.735
4.750 1.704 4.76
4.875 1.458 4.786
5.000 1.218 4.811
5.125 0.981 4.838
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

Genesis Mortgage Corp. - 4180 La Jolla Village Drive, Suite 350 - La Jolla, CA 92037
Toll Free: 800.292.1717 Phone: 858.597.3000 Fax: 858.597.6711

info@genesismortgage.com