Conforming Loan Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming | 0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 20 yr fixed conforming All rate quotes are for a 12 day rate locks for approved loans. Longer term locks are available for 21-45 days. Call for these locks. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 15 yr fixed conforming | 0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| Adjustable | 0.000 | 0.000 | |
Jumbo Loan
Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo | 0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 15 yr fixed jumbo | 0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| Adjustable | 0.000 | 0.000 | |
Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only Rate is fixed for the first 5 years based on an interest only payment. The loan then amortizes for the remaining 25 years. 2% annual cap/ 5% life cap. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 7/1 ARM Interest-Only Rate is fixed for the first 7 years based on an interest only payment. The loan then amortizes for the remaining 23 years. 2% annual cap/ 5% life cap.life cap. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 10/1 ARM Interest-Only Rate is fixed for the first 10 years based on an interest only payment. The loan then amortizes for the remaining 20 years. 2% annual cap/ 5% life cap.life cap. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only Rate is fixed for the first 5 years based on an interest only payment. The loan then amortizes for the remaining 25 years. 2% annual cap/ 5% life cap.life cap. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 7/1 ARM Interest-Only Rate is fixed for the first 7 years based on an interest only payment. The loan then amortizes for the remaining 23 years. 2% annual cap/ 5% life cap.life cap. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
| 10/1 ARM Interest-Only Rate is fixed for the first 10 years based on an interest only payment. The loan then amortizes for the remaining 20 years. 2% annual cap/ 5% life cap.life cap. |
0.000 | 0.000 | |
| 0.000 | 0.000 | ||
| 0.000 | 0.000 | ||
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| AMERICAN GUARANTEE MORTGAGE | |
| 152 East Carrillo Street | |
| Santa Barbara, California 93101 | |
| Phone: | (805)564-4371 |
| Fax: | (805)564-8522 |
| info@americanguarantee.com | |