Americana Mortgage Group Home Page Call Us At 1-888-262-6685!

Customer Satisfaction Survey Results

Mortgage Calculator

Today's Mortgage Interest Rates

Americana Mortgage Group represents over 100 national banks and lenders and hundreds of loan programs available for residential mortgages in New York, Long Island and Connecticut.

Bookmark this page so you can easily check daily-changing mortgage interest rates.

Through Americana Mortgage Group, banks bid for your business-at no extra cost to you

Our exclusive Custom Rate Finder Program puts your personal loan application in front of many lenders-so you can be assured of getting the most thoroughly researched competitive rates and terms available. Why spend your valuable time and money doing extensive research, when we'll do it for you? And at no additional cost, since banks compensate us directly.

You get banks' best offers

Your Americana Mortgage Group loan officer will present you with what we believe is the right program for you-best in mortgage rate, term. And one that will give you the greatest chance for a quick approval.

Use our mortgage calculator to test as many home-buying scenarios as you want, to find out how much home you can comfortably afford.

Here are today's mortgage interest rates

Interest rates fluctuate daily according to market conditions. The table below is updated regularly. These are just a sampling of the mortgage programs available through Americana Mortgage Group. Your loan officer can detail other offers you may qualify for, and help you decide when the best time is to lock-in your mortgage interest rate.

Last update: November 20, 2009 12:12 PM EST

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed Jumbo 5.125 0.000 5.136
4.750 1.000 4.848
4.625 2.000 4.811
15 yr fixed Jumbo 4.625 0.000 4.644
4.375 1.000 4.545
4.000 2.000 4.319
3/1 Jumbo Arm 3.500 0.000 3.214
3.250 1.000 3.238
3.000 2.000 3.263
5/1 Jumbo Arm 4.000 0.000 3.439
3.750 1.000 3.432
3.625 2.000 3.470
7/1 Jumbo Arm 4.375 0.000 3.721
4.125 1.000 3.685
4.000 2.000 3.709
10/1 Jumbo Arm 4.875 0.000 4.231
4.625 1.000 4.157
4.375 2.000 4.082

 

Jumbo Interest Only Loan Programs
Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 Arm Jumbo Interest-Only 4.500 0.000 3.783
4.250 1.000 3.776
4.125 2.000 3.815
7/1 Arm Jumbo Interest-Only 4.875 0.000 4.088
4.625 1.000 4.052
4.375 2.000 4.016
10/1 Arm Jumbo Interest-Only 5.375 0.000 4.643
5.250 1.000 4.651
5.125 2.000 4.659

 

Conforming Loan Programs
Conforming rates for loans under $417,000.

Program Rates Points APR
30 yr fixed Conforming 4.875 0.000 4.901
4.625 1.000 4.738
4.500 2.000 4.699
15 yr fixed Conforming 4.375 0.000 4.413
4.125 1.000 4.313
4.000 2.000 4.339
3/1 Arm 3.500 0.000 3.224
3.250 1.000 3.249
2.750 2.000 3.218
5/1 Arm 3.625 0.000 3.317
3.500 1.000 3.354
3.250 2.000 3.347
7/1 Arm 4.125 0.000 3.612
3.750 1.000 3.516
3.625 2.000 3.539
10/1 Arm 4.375 0.000 3.920
4.125 1.000 3.846
4.000 2.000 3.852

 


Americana Mortgage Group, Inc.
1615 Northern Boulevard
Suite 404
Manhasset, NY 11030
516-627-0200
Fax: 516-627-0229
1673 North Highway
Southampton, NY 11968
631-283-2900
Email Us: AmerMtg@aol.com

Registered Mortgage Broker, New York, Connecticut and Florida State Banking Depts.
Loans arranged through third-party providers.

©2000 Americana Mortgage Group, Inc.