Conforming Loan Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming | 6.125 | 2.875 | 6.447 |
| 6.250 | 2.000 | 6.488 | |
| 6.375 | 1.500 | 6.565 | |
| 6.500 | 1.000 | 6.642 | |
| 6.625 | 0.500 | 6.719 | |
| 15 yr fixed conforming | 5.500 | 2.961 | 6.04 |
| 5.625 | 2.563 | 6.103 | |
| 5.750 | 2.243 | 6.178 | |
| 5.875 | 1.641 | 6.207 | |
| 6.000 | 1.233 | 6.268 | |
| 3/1 ARM | 5.000 | 2.267 | 6.195 |
| 5.125 | 2.016 | 6.203 | |
| 5.250 | 1.776 | 6.212 | |
| 5.375 | 1.547 | 6.222 | |
| 5.500 | 1.331 | 6.233 | |
| 30/5 yr fixed or 5/1 ARM | 5.250 | 2.980 | 6.186 |
| 5.375 | 2.618 | 6.201 | |
| 5.500 | 1.877 | 5.796 | |
| 5.625 | 1.598 | 5.819 | |
| 5.750 | 1.338 | 5.843 | |
| 30/7 yr fixed or 7/1 ARM | 5.625 | 2.831 | 5.58 |
| 5.750 | 2.442 | 5.608 | |
| 5.875 | 1.229 | 5.912 | |
| 6.000 | 0.922 | 5.947 | |
| 6.125 | 0.657 | 5.987 | |
| 10/1 ARM | 6.000 | 2.001 | 6.106 |
| 6.125 | 1.626 | 6.154 | |
| 6.250 | 1.340 | 6.21 | |
| 6.375 | 1.102 | 6.272 | |
| 6.500 | 0.896 | 6.336 | |
| Adjustable | 5.250 | 2.975 | 5.262 |
| 5.375 | 2.810 | 5.258 | |
| 6.500 | 1.800 | 5.919 | |
| 6.625 | 1.675 | 5.919 | |
| 6.875 | 1.550 | 5.93 |
Jumbo Loan
Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo | 6.250 | 2.250 | 6.489 |
| 6.375 | 1.500 | 6.542 | |
| 6.500 | 1.000 | 6.619 | |
| 6.625 | 0.500 | 6.696 | |
| 6.750 | 0.000 | 6.773 | |
| 15 yr fixed jumbo | 5.750 | 2.250 | 6.142 |
| 5.875 | 1.625 | 6.168 | |
| 6.000 | 1.250 | 6.234 | |
| 6.125 | 0.875 | 6.3 | |
| 6.250 | 0.250 | 6.326 | |
| 3/1 jumbo ARM | |||
| 5/1 jumbo ARM | 6.125 | 2.450 | 6.077 |
| 6.250 | 2.221 | 6.105 | |
| 6.375 | 2.011 | 6.135 | |
| 6.500 | 1.827 | 6.168 | |
| 6.625 | 1.667 | 6.203 | |
| 7/1 jumbo ARM | 6.875 | 2.364 | 6.531 |
| 7.000 | 2.188 | 6.582 | |
| 7.125 | 2.031 | 6.634 | |
| 7.250 | 1.887 | 6.688 | |
| 7.375 | 1.747 | 6.743 | |
| 10/1 jumbo ARM | 7.250 | 2.395 | 6.989 |
| 7.375 | 2.154 | 7.052 | |
| 7.500 | 1.914 | 7.116 | |
| 7.625 | 1.673 | 7.18 | |
| 7.750 | 1.430 | 7.244 | |
| Adjustable | |||
Government Loan Programs
| Program | Rates | Points | APR |
| 30 yr fixed FHA | 6.000 | 1.000 | 6.167 |
| 6.250 | 0.500 | 6.371 | |
| 6.500 | 0.000 | 6.574 | |
| 15 yr fixed FHA | |||
| FHA Adjustable | 4.500 | 1.000 | 3.944 |
| 30 yr fixed VA | 5.900 | 1.000 | 6.066 |
| 15 yr fixed VA | |||
| APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts. |
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Apple Mortgage
74040 Highway 111 @ Portola |
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Palm Desert, CA 92260 |
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Toll Free: |
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Phone: |
760-341-4444 |
Fax: |
760-341-0987 |
Pager: |
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P o w e r e d
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