Conforming Loan Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming | 6.000 | 0.000 | 6.041 |
| 5.750 | 1.000 | 5.883 | |
| 5.500 | 2.000 | 5.724 | |
| 15 yr fixed conforming | 5.625 | 0.000 | 5.692 |
| 5.375 | 1.000 | 5.597 | |
| 5.125 | 2.000 | 5.502 | |
| 3/1 ARM | 5.875 | 0.000 | 5.274 |
| 5.500 | 1.000 | 5.273 | |
| 30/5 yr fixed or 5/1 ARM | 6.000 | 0.000 | 5.440 |
| 5.625 | 1.000 | 5.386 | |
| 30/7 yr fixed or 7/1 ARM | 6.125 | 0.000 | 5.621 |
| 5.750 | 1.000 | 5.522 | |
| 10/1 ARM | |||
| Adjustable | 5.875 | 0.000 | 5.371 |
| 5.500 | 1.000 | 5.429 | |
Jumbo Loan
Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo | 7.625 | 0.000 | 7.647 |
| 15 yr fixed jumbo | 7.500 | 0.000 | 7.535 |
| 3/1 jumbo ARM | 7.500 | 0.000 | 5.856 |
| 5/1 jumbo ARM | 7.500 | 0.000 | 6.179 |
| 7/1 jumbo ARM | |||
| 10/1 jumbo ARM | |||
| Adjustable | 6.500 | 0.000 | 5.406 |
| APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts. |
|
Client Mortgage, Inc.
2810 Charlevoix Avenue |
|
Petoskey, MI 49770 |
|
Toll Free: |
(888) 662-1200 |
Phone: |
(231)487-0221 |
Fax: |
(231)487-1606 |
Pager: |
|

P o w e r e d
b y
![]()