Last update: January 24, 2008 02:51 PM EST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming
 5.250 2.000 5.460
5.500 1.000 5.620
5.750 0.000 5.779
15 yr fixed conforming
 4.750 2.000 5.104
5.000 1.000 5.201
5.250 0.000 5.298
3/1 ARM
 4.125 2.000 5.726
5.000 0.000 5.759
30/5 yr fixed or 5/1 ARM
 4.500 2.000 5.619
5.125 0.000 5.674
30/7 yr fixed or 7/1 ARM
 4.625 2.000 5.509
5.250 0.000 5.638
10/1 ARM
Adjustable
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo
 6.375 2.000 6.584
6.875 0.000 6.890
15 yr fixed jumbo
 5.875 2.000 6.216
6.375 0.000 6.400
3/1 jumbo ARM
 4.500 2.000 5.804
5.375 0.000 5.836
5/1 jumbo ARM
 5.125 2.000 5.843
5.750 0.000 5.899
7/1 jumbo ARM
 5.250 2.000 5.806
6.000 0.000 6.000
10/1 jumbo ARM
Adjustable
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

Express Mortgage Corporation - 121 Connor Way, Suite 270 - Williston, VT 05495
Toll Free: 800-639-1491 Phone: 802-879-8390 Fax: 802-879-7683
Stowe Location 802-253-2055