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Last update: July 2, 2008 09:18 AM PST
Conforming Loan
Programs
Conforming rates for loans under $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming Competitive rates for fixed long term financing with 5% down. See below for 100% financing rates. |
6.375 | 0.000 | 6.416 |
| 6.250 | 0.500 | 6.339 | |
| 6.125 | 1.250 | 6.285 | |
| 6.000 | 1.750 | 6.207 | |
| 5.875 | 2.250 | 6.128 | |
| 20 yr fixed conforming Great alternative to 15 or 30 year mortgage. |
6.375 | 0.000 | 6.429 |
| 6.250 | 0.500 | 6.367 | |
| 6.125 | 1.250 | 6.337 | |
| 6.000 | 1.750 | 6.275 | |
| 5.875 | 2.250 | 6.213 | |
| 15 yr fixed conforming Reduce your term to a 15 year and same thousands in interest. Call for rates for our 10 years fixed rate program! |
6.000 | 0.000 | 6.067 |
| 5.875 | 0.500 | 6.020 | |
| 5.750 | 0.750 | 5.934 | |
| 5.625 | 1.250 | 5.888 | |
| 5.500 | 1.750 | 5.841 | |
| 3/1 ARM Interest only ARMs also available. Call for information. |
5.875 | 0.000 | 5.097 |
| 5.625 | 0.500 | 5.081 | |
| 5.375 | 0.750 | 5.042 | |
| 30/5 yr fixed or 5/1 ARM Interest only ARM available. Great choice for short term financing. |
5.875 | 0.000 | 5.246 |
| 5.625 | 0.500 | 5.195 | |
| 5.375 | 1.000 | 5.144 | |
| 30/7 yr fixed or 7/1 ARM Great alternative to a fixed rate loan. |
6.125 | 0.000 | 5.504 |
| 5.875 | 0.750 | 5.445 | |
| 5.625 | 1.500 | 5.387 | |
| Adjustable |
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Jumbo Loan
Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo Lowest JUMBO rates in the state! |
7.875 | 0.000 | 7.897 |
| 7.750 | 0.250 | 7.798 | |
| 7.625 | 0.750 | 7.725 | |
| 7.500 | 1.000 | 7.625 | |
| 7.375 | 1.250 | 7.525 | |
| 15 yr fixed jumbo Lowest JUMBO rates in the state! |
7.000 | 0.000 | 7.034 |
| 6.875 | 0.250 | 6.950 | |
| 6.750 | 0.750 | 6.905 | |
| 6.625 | 1.250 | 6.860 | |
| 3/1 jumbo ARM This could be the right time for an intermediate ARM! |
6.000 | 0.000 | 5.108 |
| 5.875 | 0.250 | 5.100 | |
| 5.750 | 0.500 | 5.092 | |
| 5/1 jumbo ARM This could be the right time for an intermediate ARM! |
6.125 | 0.000 | 5.323 |
| 6.000 | 0.250 | 5.298 | |
| 5.875 | 0.500 | 5.272 | |
| 7/1 jumbo ARM This could be the right time for an intermediate ARM! |
6.250 | 0.000 | 5.549 |
| 6.125 | 0.250 | 5.508 | |
| 6.000 | 0.750 | 5.490 | |
| Adjustable |
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Government Loan
Programs
| Program | Rates | Points | APR |
| 100% Financing No payment now available in most areas of Maine and New Hampshire. Closing costs can be added to the Loan or Paid by the Seller! |
6.375 | 0.000 | 6.417 |
| 6.250 | 0.500 | 6.340 | |
| 6.125 | 1.250 | 6.286 | |
| 6.000 | 1.500 | 6.184 | |
| 30 yr fixed VA No down payment and no reserves required! All closing costs and prepaids can be paid by seller. |
6.500 | -0.250 | 6.517 |
| 6.375 | 0.500 | 6.464 | |
| 6.250 | 1.000 | 6.387 | |
| 6.125 | 1.750 | 6.333 | |
| 15 yr fixed VA No down payment and no reserves required and No Monthly Private Mortgage Insurance required! All closing costs and prepaids can be paid by seller. |
6.500 | -0.750 | 6.449 |
| 6.000 | 0.750 | 6.186 | |
| 5.500 | 2.500 | 5.961 | |
First Portland Mortgage
1321 Washington Avenue
Portland, ME 04103
(800)370-5222