Last update: April 2, 2009 02:44 PM EST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming 4.500 0.000 4.547
15 yr fixed conforming 4.375 0.000 4.457
3/1 ARM 4.125 0.000 3.583
30/5 yr fixed or 5/1 ARM 4.375 0.000 3.773
30/7 yr fixed or 7/1 ARM
10/1 ARM
Adjustable 4.125 0.000 3.473
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo 5.625 0.000 5.650
15 yr fixed jumbo 5.125 0.000 5.167
3/1 jumbo ARM 3.875 0.000 3.505
5/1 jumbo ARM 4.125 0.000 3.660
7/1 jumbo ARM
10/1 jumbo ARM
Adjustable 4.375 0.000 3.471
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

Residential Lending Corporation - 4041 Powder Mill Road, Suite 520 - Calverton, MD 20705
Toll Free: 1-800-531-5363 Phone: 1-800-531-5363 Fax: 1-888-453-0964

rshapiro@rlchomeloan.com