Last update: November 14, 2008 08:56 AM PST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming 6.125 0.000 6.188
6.000 0.500 6.110
5.875 1.000 6.031
5.750 1.500 5.952
5.625 2.000 5.873
15 yr fixed conforming 5.875 0.000 5.979
5.750 0.500 5.933
5.625 1.000 5.886
5.500 1.500 5.839
5.375 2.000 5.792
3/1 ARM 5.875 0.000 4.489
5.750 0.500 4.503
5.625 1.000 4.517
5.500 1.500 4.532
5.375 2.000 4.546
30/5 yr fixed or 5/1 ARM 5.875 0.000 4.750
5.750 0.500 4.747
5.625 1.000 4.744
5.500 1.500 4.741
5.375 2.000 4.739
30/7 yr fixed or 7/1 ARM 6.125 0.000 5.110
6.000 0.500 5.092
5.875 1.000 5.074
5.750 1.500 5.055
5.625 2.000 5.037
Adjustable
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo 6.250 0.000 6.285
6.125 0.500 6.207
6.000 1.000 6.129
5.875 1.500 6.050
5.750 2.000 5.971
15 yr fixed jumbo 6.125 0.000 6.182
6.000 0.500 6.136
5.875 1.000 6.090
5.750 1.500 6.043
5.625 2.000 5.997
3/1 jumbo ARM 6.125 0.000 4.523
6.000 0.500 4.537
5.875 0.750 4.529
5.750 1.500 4.566
5/1 jumbo ARM 6.125 0.000 4.820
6.000 0.500 4.817
5.875 1.000 4.814
5.750 1.500 4.811
5.625 2.000 4.808
7/1 jumbo ARM 6.375 0.000 5.213
6.250 0.500 5.194
6.125 1.000 5.176
6.000 1.500 5.158
5.875 2.000 5.140
Adjustable
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts/ programs/ and Borrower's qualifications.

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